Vacancy posted: Wednesday, 10 Mar 2010
Credit Manager
Edinburgh
£30,000
Please note: This vacancy is no longer advertised.
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£Circa £30k D.O.E + benefits
This leading Financial Services organisation currently has an opening within their wider Risk area for a Credit Manager on a 12 month Fixed Term Contract.
Role:
- To support safe growth of the clients’ UK assets and lending income by sanctioning borrowing applications from customers within delegated Authority Level in accordance with current policy/process/procedure
- To proactively identify opportunities to lend to good quality business customers
- To monitor/control sanctioned advances, ensuring that problems are identified early and appropriate action is taken to mitigate the risk of loss to the organisation, including involvement of Credit Risk Management, Specialised Relationship Management, Specialised Lending Services as required
- To work effectively with colleagues in the front line business to create and sustain a team lending culture
- To raise credit skills/awareness in the front line business by the practical application of team lending principles and to clearly articulate Credit’s expectations in relation to risk appetite, application quality, process compliance, etc.
- To agree and monitor problem debt management strategies that minimise the risk of loss to the Bank
Candidate:
- Experience/awareness of the Business & Commercial segment, either in a Credit or front line business role
- Broad awareness of credit policy, economic, legal, regulatory [and, where applicable, specialist sector] issues affecting the Business & Commercial segment
- Knowledge of financial accounts and understanding of key risk drivers
- Analytical skills balanced by commercial awareness and a practical approach
- Team player with highly developed interpersonal and communication skills, able to facilitate learning/improvement of Relationship Manager credit skills/awareness
- Able to plan and organise workload to ensure consistent achievement of agreed service standards
- Knowledge of relevant underwriting processes and systems
To submit your application, in strict confidence, please apply by sending your application to chris.rickett@jobs.hudson.com quoting reference UK597799.
Job Reference: UK597799:S1