Lenders can benefit hugely when they outsource their mortgage servicing processes to HML - but most importantly, outsourcing gives senior management the freedom to focus on high-level business strategies, rather than become distracted by day-to-day administration and other matters that could be handled perfectly well by a third party.

Moreover, outsourcing to HML generates considerable financial savings by moving costs from a fixed to a variable base, so that lenders only pay for the services that they use - and nothing more.

We've been a market leader in mortgage servicing since our inception 18 years ago, and we're backed by the Skipton Group - one of the most innovative financial services groups in the UK and Ireland.

Supported by state-of-the-art IT, cutting-edge communications and advanced e-technology, we currently act for more than 40 premier financial institutions, with over £41bn assets under management - and our 1,700 staff across four locations are dedicated to delivering measurable bottom line benefits to our valued clients.