Associate Director

What you'll be doing
This role offers an exciting opportunity to become a key member of the Strategic Finance team, with primary responsibility for supporting the generation and optimisation of income and Return on Equity across the Commercial Banking customer portfolio. Working closely with Commercial Directors, you will help identify, evaluate and convert opportunities with both existing and prospective customers, managing the process from initial meetings through to transaction completion. You will undertake detailed analysis of business proposals, conduct independent research on companies and sectors, and prepare comprehensive credit applications, including financial modelling and assessment.
The successful candidate will play an important role in building and maintaining strong customer relationships, enhancing the bank's profile within the local and regional market, and developing a broad network of internal and external contacts. You will support the delivery of a seamless onboarding experience for new-to-bank customers by collaborating with colleagues across the business and ensuring all documentation, due diligence requirements and security arrangements are completed accurately and efficiently. In addition, you will assist in the ongoing management of the commercial portfolio, monitoring compliance with facility agreements and covenants, ensuring all regulatory and internal requirements are met, and liaising effectively with customers, agency functions and Credit teams regarding customer reviews, consent requests and ongoing risk management activities.

Knowledge of systems and processes in a business banking/ financial services environment
A knowledge of lending and securities policy and procedures
A passion for - and good knowledge of - supporting larger businesses and delivering outstanding customer service
Strong qualitative and quantitative analytical skills (including Excel financial modelling skills) with an ability to understand and interpret financial statements
Strong organisational, relationship and project management skills to deliver excellent levels of customer service, high standards of work and outstanding attention to detail
Capacity to cope with multiple varied situations, tight deadlines and to have a flexible approach to challenges and problem solving and work prioritisation
Excellent interpersonal skills and written and verbal communication skills with strong experience of engaging with the local professional community
Understanding of risk and compliance requirements in line with the role
Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:
Feel what customers feel - We step into our customers' shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
Say it straight - We are brave in speaking out and saying what we think - we're honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
Push for better - We don't settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes
You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

Exciting opportunities exist within Strategic Finance teams right now. Our Strategic Finance team supports commercial, corporate, PLC and private equity backed businesses in our region and across the UK. If you're passionate and ambitious about playing a key role in helping shape and grow our business, then please read on.
At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.
For this job you'll spend at least two days per week, or if part time you'll spend 40% of your working time, based at our Glasgow office. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to .
Virgin Money is now part of Nationwide
Nationwide acquired Virgin Money in October 2024. Virgin Money continues to serve customers on the high street, and there will be a phased and considered integration over the coming years.
You'll be employed by Nationwide from day one, delivering real impact and benefitting from a highly competitive range of benefits. We're a workplace where you're rewarded, recognised and celebrated.
Nationwide is committed to the redeployment of our employees impacted by change, as such applications for redeployment candidates will be prioritised in this recruitment process., As a mutual, we're owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don't see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.
If you're inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you're one of us.
At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community, we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.
We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide.
What to do next
If this role is for you, please click the 'Apply Now' button. You'll need to attach your up-to-date CV and answer a few quick questions for us.
We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.
Keeping your data and personal information confidential is important to us. To find out more about how we use and process your data, please read our .
If you want to find out more about using AI in our recruitment process, please read more .
Disability Confident
We're not just guided by data, we're driven by the real experiences of our people. We're a Disability Confident Level 3 Leader, the highest level.
That's why we're constantly evolving our policies and practices to make sure everyone feels genuinely supported, valued, and empowered to champion inclusion. Whatever your needs, we're here to support you. If you need any additional support throughout your application journey, email our team at .
Apply safely with Nationwide
Recruitment scams can look convincing, so take a moment to check the role is listed on our official careers site and read our guidance on
The hiring manager for this role is David Henderson, and the main recruitment contact is Kirsty Packer.

The extras you'll get
There are all sorts of employee benefits available at Nationwide, including:
25 days holiday, pro rata
Private medical insurance
A highly competitive pension to help you build a strong foundation for retirement
Access to an annual performance-related bonus
Training and development to help you progress your career
A great selection of additional benefits through our salary sacrifice scheme
Life assurance to provide peace of mind for you and your loved ones in the event of your death
Wellhub - access to a range of free and paid options for health and wellness
Up to 2 days of paid volunteering a year
Banking - but fairer, more rewarding, and for the good of society