Head of FP&A and Business Intelligence

JOB PURPOSE:

Reporting to the CFO, lead the Bank’s financial planning and analysis (FP&A) and business intelligence capabilities and teams, providing robust forecasts, clear performance insight and trusted management information to support strategic and operational decision-making. Support the CFO in delivering the budgeting, forecasting and long-term planning processes; develop insightful financial and non-financial reporting; and partner with business leaders to understand performance, challenge assumptions and identify opportunities for sustainable, risk-aware growth and improved efficiency. Work with IT and business data owners to strengthen data quality, reporting controls and analytical capability across the Bank.

KEY RESPONSIBILTIES:

Financial Planning & Forecasting:

·      Support the CFO in leading the annual budget, rolling forecasts and long-term financial plan, establishing clear timetables, ownership and constructive challenge of business assumptions.

·      Maintain integrated, driver-based profit and loss, balance sheet and cash flow models, covering lending, deposits, net interest income, margins, fees, operating costs and headcount.

·      Deliver scenario and sensitivity analysis, working with Treasury and Risk to align plans with funding, liquidity, capital and risk appetite considerations and support stress testing.

Commercial Analysis & Business Partnering:

·      Partner with business leaders, working alongside the CFO, to analyse performance against budget, forecast and prior periods; explain key drivers, risks and opportunities; and agree actions to improve outcomes.

·      Evaluate product, client and business-line profitability, pricing, cost allocation and investment proposals, including strategic initiatives and acquisitions; challenge business cases and track benefits against approved assumptions.

·      Support the CFO in the evaluation and execution of mergers and acquisitions (M&A) for the Bank, leading financial modelling, valuation and financial due diligence alongside appropriate external advisers. Key tasks to include: assess strategic fit, transaction risks and capital and funding implications; prepare business cases and Board papers; and support integration planning and post-transaction tracking of synergies and financial benefits.

Business Intelligence & Data Governance:

·      Lead the business intelligence roadmap, prioritising dashboards, analytical tools and reporting improvements that address the Bank’s strategic and operational needs.

·      Provide consistent financial and non-financial KPI reporting, definitions and reporting standards, enabling a trusted and coherent view of performance across the Bank.

·      Work with the Heads of Data and IT, and business data owners, to improve data models, source-to-report lineage, reconciliations, data quality and appropriate access controls, maintaining clear accountability for source data.

·      Automate recurring reporting and promote controlled self-service analytics, with documented methodologies, testing, version control and proportionate governance of models and reporting changes.

Management Information & Performance Reporting:

·      Deliver accurate, timely and decision-useful management information, dashboards and commentary for the CFO, Executive Committees and Board, highlighting trends, emerging risks and required decisions.

·      Deliver a consistent reporting calendar and KPI framework, monitoring financial delivery, commercial activity, operational efficiency and progress against strategic objectives.

·      Ensure financial management information reconciles to agreed Finance records, with documented review controls, transparent assumptions and prompt escalation of material reporting issues.

Stakeholder Engagement & Governance:

·      Act as a trusted adviser to the CFO and senior management, translating complex analysis into clear recommendations and providing constructive, evidence-based challenge.

·      Build effective relationships across the Banking team and all corporate functions; support relevant governance forums and assurance reviews within the role’s remit.

·      Contribute to the development and delivery of the Finance team’s strategy and that of the wider CFO team, within which Finance sits. Work collaboratively across these teams to shape shared priorities, identify opportunities for improvement and ensure FP&A and Business Intelligence plans support their broader strategic objectives.

People:

·      Lead and develop the FP&A and Business Intelligence team, fostering collaboration, analytical rigour, commercial awareness and a strong control culture.

·      Set clear objectives, allocate resources and prioritise delivery across planning, reporting and analytical projects, maintaining resilience and appropriate cover for key processes.

Agree personal development plans with team members and the CFO, strengthening financial modelling, business partnering, data visualisation and technical analytical skills.

KEY COMPETENCIES AND BEHAVIOURS:

·      Professional accountancy qualification (CA, ACA, ACCA, CIMA or equivalent), or equivalent relevant experience.

·      Substantial FP&A experience within banking or financial services, with strong financial modelling capability.

·      Practical experience of business intelligence tools, such as Power BI, and data modelling.

·      Strategic and commercial mindset: Connect financial and operational drivers to the Bank’s strategy, balancing growth, profitability, capital efficiency and risk in forward-looking analysis.

·      Analytical thinking and problem solving: Uses strong analytical judgement to investigate performance and data issues, identify root causes and translate insight into practical improvements.

·      Leadership and collaboration: Leads, develops and supports a multidisciplinary team, encouraging collaboration, high standards and continuous improvement.

·      Clear and impactful communication: Communicates complex financial and analytical information clearly and concisely, tailoring dashboards, commentary and recommendations for Board, executive and wider business audiences.

·      Sound judgement and control: Applies appropriate judgement to forecasting uncertainty, model limitations, data confidentiality and reporting controls, escalating material issues and maintaining clear, auditable evidence.

·      Influencing and business partnering: Builds credible relationships with senior stakeholders, providing constructive challenge and using financial insight to influence decisions and outcomes.

·      Continuous improvement: Proactively identifies opportunities to strengthen financial modelling, reporting, data quality and decision-making process.

About us

At Hampden Bank, we provide private banking as it should be: approachable, accessible expertise delivered through loyal, long-lasting client relationships. Personalised service is at the core of our business, with a culture that is built on relationships. We take the time to get to know our clients to help them achieve their aspirations.

Why join us

As a growing and ambitious company, we seek people to join our team who share our values; Proud Ownership, Absolute Integrity, Total Inclusivity, Winning Teamwork and Purposeful Growth. 

We are committed to an inclusive culture where everyone is comfortable to be their authentic self. We recognise, value and respect diverse cultures, knowledge, and identities. We work together to ensure collaboration, development, and success for everyone, supporting them to thrive and reach their potential.

We offer exciting career opportunities through professional and personal development and have an extensive range of benefits you can enjoy.

To apply

Please submit your CV by the closing date. Please remember, on occasion we do receive more applications than expected we may bring the closing date forward, so please do apply promptly.

If you require reasonable adjustments to be made during the recruitment process, please let us know by contacting the People Team and we will endeavour assist you.

If you are excited about this opportunity and think you can bring value to the role and Hampden Bank, but your experience does not align perfectly with every aspect of what we are looking for, we would be happy to hear from you.

If you have any questions or are interested in learning more about the role, please contact the People Team and we will get back to you as soon as possible.

Hybrid working / flexible working

We support hybrid working and our policy is that colleagues spend at least 60% of their working week in the office to connect and collaborate with their colleagues.

We are open to considering requests from candidates who are looking for flexible arrangements. Please talk to us at interview about the flexibility you are looking for, and we will explore what is possible for the role. We cannot promise to meet every request, but we will not judge you for asking.