Senior Manager ,Credit Evaluation -Business and Commercial Banking Centralised Lending Credit Africa Regions

Ensure an efficient support service to Business partners and other role players on all credit evaluation activities in the Commercial and Personal segments (High Net Worth) for Africa Regions, (East Africa) thereby ensuring that risk is minimised whilst service levels are maintained. Assessment of all credit applications and/or Credit Committee papers and related source documents to ensure that SBSA risk is contained within acceptable risk parameters relative to the profitability of the deal and the Risk Grade of all credit risk counterparties. Approve Credit Applications within Delegated Level of Authority. Prepare workups and recommendations to Higher Authority including relevant Credit Committees. Participates in meetings, discussions and conference calls on BCB Credit related matters (e.g. Deal Forum, ROACC, Govco, Country BAC or CRMC, MANCO, Watchlist, BCB Credit Portfolio and Watchlist Review). Visit country teams and/or client as and when deemed appropriate by the HCL or HC ROA. It
is prefered that the ideal location for successfull incumbent is East Africa.

Type of Qualification: First Degree

Field of Study: B Comm or CA (SA) or any other related/suitable qualification.

Experience Required

Credit Risk-Business and Commercial Banking

Risk & Corporate Affairs

5 - 10 years credit decisioning experience (evaluation as well as structuring),

1 - 2 years people management experience.

1 - 2 years exposure to Africa Regions across sectors.,

• Challenging Ideas


• Developing Strategies


• Directing People


• Generating Ideas


• Interacting with People


• Making Decisions


Technical Competencies:

• Economic Capital Management


• Evaluating Risk Management Effectiveness


• Financial Statement Analysis


• Risk Identification


• Risk Measurement


Please note: All our recruitment processes comply with the applicable local laws and regulations.

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.